What is a Credit Union?

Credit unions are not-for-profit financial cooperatives dedicated to improving members' lives. More than 86 million people are members of credit unions nationwide. Money the credit union makes is returned to members in the form of better rates and services. As a member of a credit union, you have an ownership interest in the credit union. Credit unions are the only democratically-controlled financial institutions in the United States.

Credit unions are not for profit, not for charity, but for service.

To use our free online database to find out if you are eligible to join a credit union, please click here.

To join a credit union you must be eligible for that particular credit union's field of membership. There are several ways to join a credit union. Are you?

• Employed or retired from a company that has credit union affiliation?
• Do any of your immediate family members belong to a credit union?
• Is your civic organization, non-profit group or church affiliated with a credit union?
• Do you live, work, worship or attend school in a county or designated area that is served by a community credit union?

Free Benefit to Your Employees!

Access to a credit union is a worthwhile, free benefit to be able to add to your employees' current benefits program. If your company is interested in finding a credit union for your employees to join, contact us for further information. Please include the name and location of your company, as well as the approximate number of employees. We will be happy to help you locate a credit union near you that is adding new companies to their field of membership.

Credit Unions Rank #1 in Customer Service

The annual American Banker/Gallup opinion poll showed consumers once again give credit unions the highest ranking in customer satisfaction of any financial services organization. Credit unions have topped the independent consumer satisfaction ratings every year the independent poll has been conducted-since 1989.

The survey found 76 percent of members who use credit unions as their primary financial institution said they were "very satisfied" with the service, up from 75 percent in last year's poll. And 53 percent gave credit unions the best marks for low fees, compared to a 29 percent rating for bank customers and 28 percent for those who primarily use thrifts